If you’re already healthy and lead a well balanced lifestyle it is fair to ask why should I be paying for the people who do not look after themselves! Seems a fair question to us!
Well good news. We have a scheme which rewards members who proactively demonstrate they look after their health with substantial discounts on future premiums. You don't have to become a high powered athlete. In fact, you don't have to do anything at all if you don't wish to - but the more you do, the more you could save. You could even get back 100% of this year's premium to off-set against the next.
Example
Matthew Barnes – Being an active person I was very impressed with the scheme and the service provided. It was straight forward and very motivational as the more points you get the lower the premium. My first year premium of £40.55 was reduced to £3.38. Fantastic!
Example
Juliet and Richard started a fully comprehensive scheme including their son. On renewal they added their newly born daughter which increased the premium, however, by lower the cover from the comprehensive to the standard scheme the discount obtained was higher than the new premium and they receive the following years Private Medical Insurance FREE.
This scheme provides provide numerous opportunities for you to lead a healthy life, as well as valuable incentives to do so – including special deals with a wide range of health and well-being partners.
Better still, they can recognise and reward you by giving back substantial refunds on your premiums to put towards next year’s cover for each and every year that you remain in good health.
If you don't need to make a claim, you'll automatically get back at least 25% of your premium towards the cost of next year's cover. And, even if you do claim, you'll get back at least 25% of your unclaimed premium.
You could also make many other savings, such as up to £55 a month on gym membership at Virgin Active and Cannons Health and Fitness clubs, or £375 on a health screen at The Diagnostic Clinic.
And, if you take advantage of any of the partners benefits, such as health screening or gym membership, your efforts will be recognised and you could save even more.
Whoever you are and whatever you do, you can keep the cost of your health insurance to a minimum. You simply have to lead a normal, healthy lifestyle. You don't have to become a first-class athlete or spend every waking hour in the gym (unless you want to, of course); simply walking the dog or doing a bit of gardening can also be effective at improving your fitness and therefore cutting down the cost of your premium.
This is a unique way of recognising and rewarding you for taking care of your health. It works in a very simple way.
You are given a unique opportunity to take advantage of some exceptional deals on a wide range of healthy activities such gym membership and health screening with top class companies like Virgin Active, Champneys, HCA and Nuffield Hospitals.
If you take part in any of the activities offered you earn Points. You can even earn points outside the partner network with NHS screenings and on the internet. The more points you earn, the higher your Status can become.
At the end of the year, the greater the number of points earned, the greater the percentage of your current unclaimed premium you can get back to set off against next year's. It also means you'll be given even greater benefits by our health and well-being partners.
